We are a credit broker, not a lender. We are able to introduce you to a limited number of lenders and their finance products which may have different interest rates and charges. We do not charge a fee for our credit brokering services provided to you. However, the lender we introduce to you, we will typically receive a commission from. This will be either a fixed fee or a fixed percentage of the amount you borrow. The lender we work with may pay commission at different rates. However, the amount of commission that we receive from the lender does not have an effect on the amount that you pay to the lender under your credit agreement.